Carl is a Global Private Banker with Citi Private Bank’s Ultra High Net Worth Division based in Orange County, CA.   In this role, he serves as a trusted advisor to families of significant wealth in developing customized plans centered around wealth management strategies, estate planning, and customized credit solutions covering everything from capital call facilities, residential mortgages, commercial real estate and multi-family financing, aircraft advisory and financing, art advisory and financing, sports team acquisition advisory and finance, amongst other product lines.

Prior to his career in private banking, Carl spent 15 years in the middle market segment as both a Senior Vice President and Team Leader for Citibank and City National Bank covering private/public companies across a variety of industry sectors in Southern California (with annual revenues up to $1b+) advising and supporting  them on their strategic growth and preservation initiatives.   

Carl is a founding member of Lilalo Capital, a family directed angel investment vehicle, and has provided Seed and Series A support for early stage startups looking to disrupt the healthcare, software (SAAS), AgTech and CPG spaces.   He is also a founding member of Lilalo Ventures, with holding interests in several restaurant concepts across Southern California.   His family’s background is deeply rooted in the semiconductor industry with his father, Ho-Ming Tong, elected as an IEEE Fellow for his leadership in leading-edge integrated circuits technology covering IC & Packaging.   His father is also the author/co-author of 139 patents, 100+ technical publications, as well as 3 books and 2 special journal issues on electronic packaging.  

Carl is a committee member of the Medici Foundation (www.medicifoundation.org), a local non-profit focused on improving the health and quality of life in our communities through medical research, education, and the treatment of cancer.   Though he once considered moving back to Taiwan where he graduated from the Taipei American School, he has been a resident of Irvine for the past couple decades and now considers it home with his wife and 2 daughters.